Personal Loans · Germantown, Maryland
2 credit unions in Germantown report personal loan rates to the NCUA. Rates range from 10.64% to 11.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.64%
Lowest Rate
10.82%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SKYPOINT ★ 3.3 · 55 reviews | 10.64% | 13.74% |
| 2 | MID-ATLANTIC ★ 2.5 · 53 reviews | 11.00% | 13.75% |
If you have high-rate credit card balances, a personal loan from a Germantown credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.