Personal Loans · Laurel, Maryland
4 credit unions in Laurel report personal loan rates to the NCUA. Rates range from 7.99% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
7.99%
Lowest Rate
12.44%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TOWER ★ 2.8 · 178 reviews | 7.99% | 10.74% |
| 2 | APL ★ 4.7 · 358 reviews | 11.00% | 10.49% |
| 3 | W S S C ★ 4.4 · 10 reviews | 12.75% | 13.65% |
| 4 | MARKET USA ★ 3.3 · 94 reviews | 18.00% | 15.74% |
If you have high-rate credit card balances, a personal loan from a Laurel credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.