Personal Loans · Cambridge, Massachusetts
3 credit unions in Cambridge report personal loan rates to the NCUA. Rates range from 10.50% to 11.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.50%
Lowest Rate
10.75%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CAMBRIDGE MUNICIPAL EMPLOYEES ★ 4.0 · 3 reviews | 10.50% | — |
| 2 | HARVARD ★ 3.5 · 87 reviews | 10.75% | 15.50% |
| 3 | CAMBRIDGE FIREFIGHTERS | 11.00% | — |
If you have high-rate credit card balances, a personal loan from a Cambridge credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.