Personal Loans · Chicopee, Massachusetts
2 credit unions in Chicopee report personal loan rates to the NCUA. Rates range from 12.00% to 15.81%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.00%
Lowest Rate
13.91%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | POLISH NATIONAL ★ 3.9 · 29 reviews | 12.00% | — |
| 2 | ALDEN ★ 3.4 · 94 reviews | 15.81% | 15.45% |
If you have high-rate credit card balances, a personal loan from a Chicopee credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.