Personal Loans · Haverhill, Massachusetts
2 credit unions in Haverhill report personal loan rates to the NCUA. Rates range from 11.28% to 14.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.28%
Lowest Rate
12.64%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HTM ★ 4.8 · 5 reviews | 11.28% | 8.99% |
| 2 | HAVERHILL FIRE DEPARTMENT ★ 5.0 · 2 reviews | 14.00% | — |
If you have high-rate credit card balances, a personal loan from a Haverhill credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.