Personal Loans · Somerville, Massachusetts
5 credit unions in Somerville report personal loan rates to the NCUA. Rates range from 7.00% to 15.45%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
7.00%
Lowest Rate
10.68%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOMERVILLE MASS FIREFIGHTERS | 7.00% | — |
| 2 | HEALTH ALLIANCE ★ 2.3 · 3 reviews | 9.50% | — |
| 3 | SOMERVILLE SCHOOL EMPLOYEES ★ 5.0 · 1 reviews | 10.50% | — |
| 4 | SOMERVILLE MUNICIPAL ★ 3.9 · 15 reviews | 10.94% | — |
| 5 | NAVEO ★ 3.7 · 32 reviews | 15.45% | — |
If you have high-rate credit card balances, a personal loan from a Somerville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.