Personal Loans · South Boston, Massachusetts

Best Credit Union Personal Loan Rates in South Boston, Massachusetts

3 credit unions in South Boston report personal loan rates to the NCUA. Rates range from 10.20% to 12.40%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

10.20%

Lowest Rate

11.48%

City Average Rate

Personal Loan Rates — South Boston, Massachusetts

3 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1TAUPA LITHUANIAN

★ 5.0 · 6 reviews

10.20%9.99%
2CITY OF BOSTON

★ 4.6 · 21 reviews

11.85%15.18%
3MASS BAY

★ 2.8 · 46 reviews

12.40%—
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in South Boston

If you have high-rate credit card balances, a personal loan from a South Boston credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in South Boston

See member reviews, branch locations, and full rate details.

Best Credit Union Personal Loan Rates in South Boston, Massachusetts | MyLocalCU