Personal Loans · Springfield, Massachusetts
4 credit unions in Springfield report personal loan rates to the NCUA. Rates range from 9.75% to 13.39%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.75%
Lowest Rate
11.75%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MASSMUTUAL ★ 4.4 · 2,411 reviews | 9.75% | 18.00% |
| 2 | GREATER SPRINGFIELD ★ 4.0 · 89 reviews | 11.09% | 13.50% |
| 3 | FREEDOM ★ 3.7 · 57 reviews | 12.75% | 12.65% |
| 4 | PIONEER VALLEY ★ 4.2 · 139 reviews | 13.39% | — |
If you have high-rate credit card balances, a personal loan from a Springfield credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.