Personal Loans · Worcester, Massachusetts
5 credit unions in Worcester report personal loan rates to the NCUA. Rates range from 8.15% to 14.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.15%
Lowest Rate
10.63%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WEBSTER FIRST ★ 3.9 · 81 reviews | 8.15% | 11.25% |
| 2 | WORCESTER FIRE DEPT. ★ 5.0 · 2 reviews | 8.24% | 9.90% |
| 3 | WORCESTER POLICE DEPARTMENT | 11.25% | — |
| 4 | ALLCOM ★ 4.4 · 18 reviews | 11.49% | 10.90% |
| 5 | WORCESTER ★ 4.2 · 77 reviews | 14.00% | 12.50% |
If you have high-rate credit card balances, a personal loan from a Worcester credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.