Personal Loans · Albert Lea, Minnesota
2 credit unions in Albert Lea report personal loan rates to the NCUA. Rates range from 11.50% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.50%
Lowest Rate
12.70%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TRADES & LABOR ★ 4.8 · 15 reviews | 11.50% | 8.96% |
| 2 | UNITED EMPLOYEES ★ 3.8 · 21 reviews | 13.90% | 13.90% |
If you have high-rate credit card balances, a personal loan from a Albert Lea credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.