Personal Loans · Austin, Minnesota
4 credit unions in Austin report personal loan rates to the NCUA. Rates range from 10.00% to 11.40%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
10.00%
Lowest Rate
10.76%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | AUSTIN CITY EMPLOYEES ★ 4.0 · 1 reviews | 10.00% | 9.99% |
| 2 | MOWER COUNTY CATHOLIC PARISHES | 10.66% | — |
| 3 | MOWER COUNTY EMPLOYEES ★ 5.0 · 3 reviews | 10.97% | — |
| 4 | ACCENTRA ★ 3.6 · 44 reviews | 11.40% | 15.90% |
If you have high-rate credit card balances, a personal loan from a Austin credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.