Personal Loans · Minneapolis, Minnesota
3 credit unions in Minneapolis report personal loan rates to the NCUA. Rates range from 10.25% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.25%
Lowest Rate
11.41%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LATVIAN ★ 5.0 · 8 reviews | 10.25% | — |
| 2 | ELECTRIC MACHINERY EMPLOYEES ★ 5.0 · 4 reviews | 10.49% | 12.75% |
| 3 | TRANSIT OPERATIONS ★ 4.6 · 12 reviews | 13.50% | — |
If you have high-rate credit card balances, a personal loan from a Minneapolis credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.