Personal Loans · Owatonna, Minnesota
2 credit unions in Owatonna report personal loan rates to the NCUA. Rates range from 11.79% to 12.22%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.79%
Lowest Rate
12.01%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FEDERATED EMPLOYEES | 11.79% | — |
| 2 | HOME TOWN ★ 3.0 · 46 reviews | 12.22% | 10.90% |
If you have high-rate credit card balances, a personal loan from a Owatonna credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.