Personal Loans · Virginia, Minnesota
2 credit unions in Virginia report personal loan rates to the NCUA. Rates range from 10.49% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.49%
Lowest Rate
13.25%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VIRGINIA COOP ★ 4.6 · 19 reviews | 10.49% | 9.99% |
| 2 | NORTHRIDGE COMMUNITY ★ 4.3 · 12 reviews | 16.00% | 17.50% |
If you have high-rate credit card balances, a personal loan from a Virginia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.