Personal Loans · Jackson, Mississippi
11 credit unions in Jackson report personal loan rates to the NCUA. Rates range from 6.50% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
11
CUs Reporting Rates
6.50%
Lowest Rate
13.59%
City Average Rate
11 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MISSISSIPPI PUBLIC EMPLOYEES | 6.50% | 13.92% |
| 2 | HOPE ★ 2.9 · 35 reviews | 10.00% | 9.00% |
| 3 | MISSISSIPPI NATIONAL GUARD ★ 4.3 · 15 reviews | 10.50% | 8.50% |
| 4 | MISSISSIPPI DHS ★ 1.8 · 67 reviews | 13.50% | 9.99% |
| 5 | MEMBERS EXCHANGE ★ 4.1 · 127 reviews | 13.75% | 13.75% |
| 6 | EAGLE EXPRESS ★ 4.1 · 18 reviews | 14.41% | 10.00% |
| 7 | HEALTHPLUS ★ 5.0 · 10 reviews | 15.00% | 13.50% |
| 8 | TREASURY EMPLOYEES | 15.00% | — |
| 9 | JACKSON AREA ★ 4.0 · 99 reviews | 16.00% | 8.90% |
| 10 | MISSISSIPPI HIGHWAY SAFTY PAT ★ 3.3 · 4 reviews | 16.87% | 7.90% |
| 11 | MAGNOLIA ★ 2.8 · 161 reviews | 18.00% | 14.00% |
If you have high-rate credit card balances, a personal loan from a Jackson credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.