Personal Loans · Natchez, Mississippi
3 credit unions in Natchez report personal loan rates to the NCUA. Rates range from 14.04% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
14.04%
Lowest Rate
15.85%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ONE SOUTH ★ 3.0 · 7 reviews | 14.04% | — |
| 2 | CITIZENS CHOICE ★ 5.0 · 2 reviews | 15.50% | — |
| 3 | NATCHEZ EDUCATORS | 18.00% | — |
If you have high-rate credit card balances, a personal loan from a Natchez credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.