Personal Loans · Pearl, Mississippi
2 credit unions in Pearl report personal loan rates to the NCUA. Rates range from 9.64% to 12.45%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.64%
Lowest Rate
11.05%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PEARL MUNICIPAL ★ 5.0 · 1 reviews | 9.64% | — |
| 2 | RIVERTRUST ★ 4.3 · 39 reviews | 12.45% | — |
If you have high-rate credit card balances, a personal loan from a Pearl credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.