Personal Loans · Kansas City, Missouri
9 credit unions in Kansas City report personal loan rates to the NCUA. Rates range from 9.00% to 17.75%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
9.00%
Lowest Rate
13.01%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BLUESCOPE EMPLOYEES' | 9.00% | — |
| 2 | CATHOLIC FAMILY ★ 4.4 · 14 reviews | 9.90% | — |
| 3 | K.C. AREA ★ 3.9 · 10 reviews | 11.99% | — |
| 4 | CSD ★ 4.5 · 26 reviews | 12.00% | 12.49% |
| 5 | PUBLIC SAFETY ★ 4.2 · 47 reviews | 12.14% | 8.99% |
| 6 | WEDEVELOPMENT ★ 4.1 · 13 reviews | 12.91% | — |
| 7 | KC UNIDOS ★ 5.0 · 6 reviews | 14.65% | — |
| 8 | HOLY ROSARY ★ 4.2 · 41 reviews | 16.73% | 18.40% |
| 9 | KANSAS CITY ★ 3.9 · 154 reviews | 17.75% | 13.31% |
If you have high-rate credit card balances, a personal loan from a Kansas City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.