Personal Loans · Raytown, Missouri
2 credit unions in Raytown report personal loan rates to the NCUA. Rates range from 12.50% to 14.40%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.50%
Lowest Rate
13.45%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RAYTOWN-LEE'S SUMMIT COMMUNITY ★ 3.4 · 52 reviews | 12.50% | 13.90% |
| 2 | UNITED LABOR ★ 3.8 · 27 reviews | 14.40% | 13.70% |
If you have high-rate credit card balances, a personal loan from a Raytown credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.