Personal Loans · Missoula, Montana
3 credit unions in Missoula report personal loan rates to the NCUA. Rates range from 10.00% to 10.88%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.00%
Lowest Rate
10.54%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MONTANA EDUCATORS' ★ 4.8 · 13 reviews | 10.00% | 9.90% |
| 2 | ST. PATS EMPLOYEES | 10.74% | — |
| 3 | CLEARWATER ★ 3.6 · 109 reviews | 10.88% | 11.58% |
If you have high-rate credit card balances, a personal loan from a Missoula credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.