Personal Loans · Reno, Nevada
2 credit unions in Reno report personal loan rates to the NCUA. Rates range from 8.99% to 14.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.99%
Lowest Rate
11.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SIERRA PACIFIC ★ 4.8 · 83 reviews | 8.99% | 8.99% |
| 2 | GREAT BASIN ★ 3.4 · 81 reviews | 14.00% | 11.25% |
If you have high-rate credit card balances, a personal loan from a Reno credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.