Personal Loans · Bayonne, New Jersey
2 credit unions in Bayonne report personal loan rates to the NCUA. Rates range from 7.75% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.75%
Lowest Rate
9.88%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BAYONNE CITY EMPLOYEES ★ 3.6 · 25 reviews | 7.75% | — |
| 2 | BAYONNE SCHOOL EMPLOYEES | 12.00% | — |
If you have high-rate credit card balances, a personal loan from a Bayonne credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.