Personal Loans · Carteret, New Jersey
2 credit unions in Carteret report personal loan rates to the NCUA. Rates range from 8.76% to 10.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.76%
Lowest Rate
9.83%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TERMINALS ★ 3.9 · 22 reviews | 8.76% | — |
| 2 | MID-STATE ★ 3.9 · 22 reviews | 10.90% | 9.90% |
If you have high-rate credit card balances, a personal loan from a Carteret credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.