Personal Loans · East Orange, New Jersey
2 credit unions in East Orange report personal loan rates to the NCUA. Rates range from 7.99% to 11.47%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.99%
Lowest Rate
9.73%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MESSIAH BAPTIST CHURCH ★ 4.7 · 61 reviews | 7.99% | — |
| 2 | EAST ORANGE VA HOSPITAL ★ 3.4 · 308 reviews | 11.47% | — |
If you have high-rate credit card balances, a personal loan from a East Orange credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.