Personal Loans · Hoboken, New Jersey
3 credit unions in Hoboken report personal loan rates to the NCUA. Rates range from 13.00% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
13.00%
Lowest Rate
13.17%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ERIE LACKAWANNA RAILROAD CO EMP ★ 4.5 · 16 reviews | 13.00% | — |
| 2 | HOBOKEN N J POLICE ★ 4.0 · 4 reviews | 13.00% | — |
| 3 | HOBOKEN SCHOOL EMPLOYEES ★ 5.0 · 12 reviews | 13.50% | 9.90% |
If you have high-rate credit card balances, a personal loan from a Hoboken credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.