Personal Loans · New Brunswick, New Jersey

Best Credit Union Personal Loan Rates in New Brunswick, New Jersey

3 credit unions in New Brunswick report personal loan rates to the NCUA. Rates range from 8.95% to 18.00%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

8.95%

Lowest Rate

12.18%

City Average Rate

Personal Loan Rates — New Brunswick, New Jersey

3 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1RUTGERS

★ 3.0 · 6 reviews

8.95%12.96%
2B-M S

★ 4.8 · 35 reviews

9.60%—
3NEW BRUNSWICK POSTAL

★ 4.7 · 18 reviews

18.00%12.86%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in New Brunswick

If you have high-rate credit card balances, a personal loan from a New Brunswick credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in New Brunswick

See member reviews, branch locations, and full rate details.