Personal Loans · Princeton, New Jersey

Best Credit Union Personal Loan Rates in Princeton, New Jersey

2 credit unions in Princeton report personal loan rates to the NCUA. Rates range from 9.49% to 14.30%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.49%

Lowest Rate

11.90%

City Average Rate

Personal Loan Rates — Princeton, New Jersey

2 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1HEALTHCARE EMPLOYEES

★ 3.1 · 37 reviews

9.49%8.99%
2PRINCETON

★ 3.7 · 63 reviews

14.30%12.56%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Princeton

If you have high-rate credit card balances, a personal loan from a Princeton credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Princeton

See member reviews, branch locations, and full rate details.