Personal Loans · Vineland, New Jersey
2 credit unions in Vineland report personal loan rates to the NCUA. Rates range from 11.65% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.65%
Lowest Rate
14.83%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MEMBERS 1ST OF NJ ★ 4.1 · 90 reviews | 11.65% | 11.25% |
| 2 | BAY ATLANTIC ★ 4.6 · 143 reviews | 18.00% | 9.86% |
If you have high-rate credit card balances, a personal loan from a Vineland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.