Personal Loans · Los Alamos, New Mexico
3 credit unions in Los Alamos report personal loan rates to the NCUA. Rates range from 13.99% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
13.99%
Lowest Rate
16.08%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LOS ALAMOS SCHOOLS ★ 5.0 · 138 reviews | 13.99% | 10.00% |
| 2 | ZIA ★ 3.0 · 23 reviews | 16.25% | 10.18% |
| 3 | DEL NORTE ★ 4.2 · 98 reviews | 17.99% | 13.49% |
If you have high-rate credit card balances, a personal loan from a Los Alamos credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.