Personal Loans · Santa Fe, New Mexico
3 credit unions in Santa Fe report personal loan rates to the NCUA. Rates range from 11.60% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.60%
Lowest Rate
12.53%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NORTHERN NEW MEXICO SCHOOL EMPLOYEE ★ 4.2 · 10 reviews | 11.60% | — |
| 2 | GUADALUPE ★ 4.4 · 271 reviews | 12.49% | 13.92% |
| 3 | STATE EMPLOYEES ★ 2.8 · 103 reviews | 13.50% | 12.50% |
If you have high-rate credit card balances, a personal loan from a Santa Fe credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.