Personal Loans · Albany, New York
6 credit unions in Albany report personal loan rates to the NCUA. Rates range from 9.24% to 14.74%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.24%
Lowest Rate
11.41%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST NEW YORK ★ 3.9 · 35 reviews | 9.24% | 13.40% |
| 2 | FASNY ★ 5.0 · 4 reviews | 9.24% | — |
| 3 | DIRECTORS CHOICE | 10.96% | — |
| 4 | NY FIREFIGHTERS BRAVEST ★ 5.0 · 58 reviews | 12.00% | 11.00% |
| 5 | BROADVIEW ★ 3.1 · 108 reviews | 12.25% | 11.99% |
| 6 | SUNMARK ★ 4.2 · 67 reviews | 14.74% | 16.38% |
If you have high-rate credit card balances, a personal loan from a Albany credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.