Personal Loans · Amherst, New York
4 credit unions in Amherst report personal loan rates to the NCUA. Rates range from 7.02% to 11.43%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
7.02%
Lowest Rate
8.99%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WILLIAMSVILLE ★ 5.0 · 2 reviews | 7.02% | 10.92% |
| 2 | SWEET HOME ★ 4.3 · 20 reviews | 8.60% | 8.99% |
| 3 | BOULEVARD ★ 4.1 · 23 reviews | 8.90% | 10.00% |
| 4 | AMHERST ★ 4.7 · 78 reviews | 11.43% | 10.93% |
If you have high-rate credit card balances, a personal loan from a Amherst credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.