Personal Loans · Brooklyn, New York

Best Credit Union Personal Loan Rates in Brooklyn, New York

10 credit unions in Brooklyn report personal loan rates to the NCUA. Rates range from 9.27% to 13.75%.

Updated Q1 2026 · NCUA Call Report data

10

CUs Reporting Rates

9.27%

Lowest Rate

11.40%

City Average Rate

Personal Loan Rates — Brooklyn, New York

10 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1NYM

★ 4.4 · 9 reviews

9.27%14.50%
2SPC BROOKLYN9.50%—
3BYKOTA

★ 4.3 · 160 reviews

10.00%—
4CONCORD

★ 4.0 · 4 reviews

10.60%—
5POLISH & SLAVIC

★ 4.2 · 55 reviews

11.49%13.49%
6I R E B

★ 4.4 · 50 reviews

12.00%—
7BEREA12.00%—
8CONSUMERS

★ 4.1 · 19 reviews

12.02%11.90%
9BROOKLYN COOPERATIVE

★ 4.3 · 160 reviews

13.40%18.00%
10TRANSFIGURATION PARISH

★ 4.0 · 8 reviews

13.75%—
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Brooklyn

If you have high-rate credit card balances, a personal loan from a Brooklyn credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Brooklyn

See member reviews, branch locations, and full rate details.