Personal Loans · Elma, New York

Best Credit Union Personal Loan Rates in Elma, New York

1 credit union in Elma report personal loan rates to the NCUA. Lowest rate: 8.40%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.40%

Lowest Rate

8.40%

City Average Rate

Personal Loan Rates — Elma, New York

1 credit union sorted by APR

#	Credit Union	Personal Loan APR	Credit Card APR
1	CADETS ★ 4.9 · 7 reviews	8.40%	—

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Elma

If you have high-rate credit card balances, a personal loan from a Elma credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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