Personal Loans · Gloversville, New York
2 credit unions in Gloversville report personal loan rates to the NCUA. Rates range from 9.90% to 14.65%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.90%
Lowest Rate
12.28%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UPSTATE TELCO ★ 4.5 · 133 reviews | 9.90% | — |
| 2 | FIRST CHOICE FINANCIAL ★ 4.5 · 133 reviews | 14.65% | 8.90% |
If you have high-rate credit card balances, a personal loan from a Gloversville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.