Personal Loans ยท Lockport, New York

Best Credit Union Personal Loan Rates in Lockport, New York

2 credit unions in Lockport report personal loan rates to the NCUA. Rates range from 9.49% to 12.34%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

9.49%

Lowest Rate

10.92%

City Average Rate

Personal Loan Rates โ€” Lockport, New York

2 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1CORNERSTONE COMMUNITY

โ˜… 3.5 ยท 96 reviews

9.49%7.90%
2LOCKPORT SCHOOLS & COMMUNITY

โ˜… 5.0 ยท 14 reviews

12.34%โ€”
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Lockport

If you have high-rate credit card balances, a personal loan from a Lockport credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates โ€” a common tool for building or rebuilding credit history.

Browse All Credit Unions in Lockport

See member reviews, branch locations, and full rate details.