Personal Loans · Long Island Cit, New York
3 credit unions in Long Island Cit report personal loan rates to the NCUA. Rates range from 9.20% to 12.60%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.20%
Lowest Rate
10.61%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UNITED NATIONS ★ 4.2 · 21 reviews | 9.20% | 15.49% |
| 2 | GREATER METRO ★ 3.8 · 15 reviews | 10.03% | 11.38% |
| 3 | URBAN UPBOUND ★ 4.1 · 16 reviews | 12.60% | 12.60% |
If you have high-rate credit card balances, a personal loan from a Long Island Cit credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.