Personal Loans · Melville, New York
2 credit unions in Melville report personal loan rates to the NCUA. Rates range from 4.00% to 10.72%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.00%
Lowest Rate
7.36%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LATVIAN | 4.00% | — |
| 2 | METRO REALTORS ★ 4.2 · 5 reviews | 10.72% | — |
If you have high-rate credit card balances, a personal loan from a Melville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.