Personal Loans · Oswego, New York
3 credit unions in Oswego report personal loan rates to the NCUA. Rates range from 7.74% to 11.25%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.74%
Lowest Rate
9.05%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OSWEGO TEACHERS EMPLOYEES ★ 5.0 · 5 reviews | 7.74% | 9.50% |
| 2 | COMPASS ★ 4.5 · 13 reviews | 8.16% | 9.20% |
| 3 | OSWEGO COUNTY ★ 4.5 · 54 reviews | 11.25% | 9.25% |
If you have high-rate credit card balances, a personal loan from a Oswego credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.