Personal Loans · Poughkeepsie, New York
2 credit unions in Poughkeepsie report personal loan rates to the NCUA. Rates range from 11.74% to 12.59%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.74%
Lowest Rate
12.17%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HUDSON VALLEY | 11.74% | 16.75% |
| 2 | TEG ★ 4.6 · 166 reviews | 12.59% | 14.30% |
If you have high-rate credit card balances, a personal loan from a Poughkeepsie credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.