Personal Loans · Syracuse, New York
8 credit unions in Syracuse report personal loan rates to the NCUA. Rates range from 6.37% to 12.20%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
6.37%
Lowest Rate
9.54%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CROUSE HINDS EMPLOYEES ★ 3.9 · 11 reviews | 6.37% | 8.99% |
| 2 | SYRACUSE POSTAL ★ 5.0 · 8 reviews | 7.25% | — |
| 3 | MONEY ★ 5.0 · 77 reviews | 8.82% | — |
| 4 | EMPOWER ★ 3.4 · 151 reviews | 9.99% | 11.99% |
| 5 | CROUSE ★ 3.9 · 11 reviews | 10.25% | 11.99% |
| 6 | SECNY ★ 3.3 · 25 reviews | 10.73% | 9.75% |
| 7 | SYRACUSE FIRE DEPARTMENT EMPLOYEES ★ 4.0 · 33 reviews | 10.74% | — |
| 8 | SYRACUSE COOPERATIVE ★ 2.8 · 6 reviews | 12.20% | 12.20% |
If you have high-rate credit card balances, a personal loan from a Syracuse credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.