Personal Loans · White Plains, New York
3 credit unions in White Plains report personal loan rates to the NCUA. Rates range from 9.19% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.19%
Lowest Rate
10.40%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UNION BAPTIST GREENBURGH ★ 4.5 · 2 reviews | 9.19% | — |
| 2 | WHITE PLAINS P O EMPLOYEES ★ 3.9 · 53 reviews | 10.00% | — |
| 3 | SCF WESTCHESTER N. Y. EMPLOYEES ★ 3.9 · 53 reviews | 12.00% | — |
If you have high-rate credit card balances, a personal loan from a White Plains credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.