Personal Loans · Asheville, North Carolina
2 credit unions in Asheville report personal loan rates to the NCUA. Rates range from 10.00% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.00%
Lowest Rate
11.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ARCADE ★ 3.7 · 6 reviews | 10.00% | — |
| 2 | OTEEN V. A. ★ 4.4 · 13 reviews | 12.00% | 12.70% |
If you have high-rate credit card balances, a personal loan from a Asheville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.