Personal Loans · Durham, North Carolina
6 credit unions in Durham report personal loan rates to the NCUA. Rates range from 9.25% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.25%
Lowest Rate
13.29%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | DUKE UNIVERSITY | 9.25% | 9.90% |
| 2 | VISION FINANCIAL ★ 3.9 · 77 reviews | 10.50% | 12.95% |
| 3 | MOUNT VERNON BAPTIST CHURCH ★ 4.6 · 25 reviews | 12.00% | — |
| 4 | SELF-HELP ★ 2.5 · 37 reviews | 16.00% | 13.25% |
| 5 | SELF-HELP ★ 2.5 · 37 reviews | 16.00% | 13.25% |
| 6 | LATINO COMMUNITY ★ 3.5 · 95 reviews | 16.00% | 16.00% |
If you have high-rate credit card balances, a personal loan from a Durham credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.