Personal Loans · Goldsboro, North Carolina
2 credit unions in Goldsboro report personal loan rates to the NCUA. Rates range from 8.00% to 10.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.00%
Lowest Rate
9.38%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST CAROLINA PEOPLE'S ★ 3.8 · 18 reviews | 8.00% | 8.00% |
| 2 | NORTH CAROLINA COMMUNITY ★ 4.7 · 220 reviews | 10.75% | 12.00% |
If you have high-rate credit card balances, a personal loan from a Goldsboro credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.