Personal Loans · Winston Salem, North Carolina
5 credit unions in Winston Salem report personal loan rates to the NCUA. Rates range from 9.85% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.85%
Lowest Rate
13.05%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ALLEGACY ★ 4.0 · 336 reviews | 9.85% | 18.00% |
| 2 | PIEDMONT ADVANTAGE CREDIT UNION ★ 3.5 · 82 reviews | 11.39% | — |
| 3 | EMERGENCY RESPONDERS ★ 4.3 · 13 reviews | 12.51% | 11.00% |
| 4 | MEMBERS ★ 4.7 · 275 reviews | 13.49% | — |
| 5 | TRULIANT ★ 4.2 · 471 reviews | 18.00% | 15.49% |
If you have high-rate credit card balances, a personal loan from a Winston Salem credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.