Personal Loans · Bismarck, North Dakota
2 credit unions in Bismarck report personal loan rates to the NCUA. Rates range from 12.00% to 13.25%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.00%
Lowest Rate
12.63%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CAPITAL ★ 4.0 · 34 reviews | 12.00% | 15.49% |
| 2 | VUE COMMUNITY ★ 3.9 · 14 reviews | 13.25% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Bismarck credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.