Personal Loans · Grand Forks, North Dakota
6 credit unions in Grand Forks report personal loan rates to the NCUA. Rates range from 9.00% to 14.85%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.00%
Lowest Rate
11.83%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MED PARK ★ 5.0 · 4 reviews | 9.00% | 8.90% |
| 2 | NORTHERN STS PWR COMPANY EMP ★ 4.9 · 12 reviews | 10.25% | — |
| 3 | UNIVERSITY ★ 4.6 · 18 reviews | 11.40% | 11.30% |
| 4 | NORTHERN VALLEY ★ 4.9 · 12 reviews | 12.00% | 8.49% |
| 5 | RIVERFORK ★ 4.3 · 14 reviews | 13.45% | 9.90% |
| 6 | AREA COMMUNITY ★ 4.3 · 16 reviews | 14.85% | — |
If you have high-rate credit card balances, a personal loan from a Grand Forks credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.