Personal Loans · Minot, North Dakota

Best Credit Union Personal Loan Rates in Minot, North Dakota

5 credit unions in Minot report personal loan rates to the NCUA. Rates range from 8.49% to 18.00%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.49%

Lowest Rate

13.19%

City Average Rate

Personal Loan Rates — Minot, North Dakota

5 credit unions sorted by APR

#	Credit Union	Personal Loan APR	Credit Card APR
1	MINOT AREA SCHOOLS ★ 5.0 · 1 reviews	8.49%	—
2	TOWN AND COUNTRY ★ 4.7 · 102 reviews	9.48%	9.15%
3	ASPIRE COMMUNITY ★ 4.6 · 95 reviews	12.50%	6.98%
4	AFFINITY FIRST ★ 4.2 · 40 reviews	17.50%	8.90%
5	TEL-U-WATT ★ 4.7 · 102 reviews	18.00%	—

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Minot

If you have high-rate credit card balances, a personal loan from a Minot credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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