Personal Loans · Cleveland, Ohio
10 credit unions in Cleveland report personal loan rates to the NCUA. Rates range from 8.15% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
10
CUs Reporting Rates
8.15%
Lowest Rate
12.80%
City Average Rate
10 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ST. COLMAN & AFFILIATES ★ 4.3 · 31 reviews | 8.15% | — |
| 2 | OHIO EDUCATIONAL ★ 2.9 · 48 reviews | 8.99% | 10.75% |
| 3 | CLEVELAND CHURCH OF CHRIST ★ 4.9 · 105 reviews | 10.85% | — |
| 4 | BSE ★ 3.8 · 17 reviews | 11.92% | 10.99% |
| 5 | ANTIOCH ★ 4.7 · 10 reviews | 12.50% | — |
| 6 | FIREFIGHTERS COMMUNITY CU ★ 4.1 · 59 reviews | 12.86% | 11.10% |
| 7 | STEEL VALLEY ★ 3.8 · 66 reviews | 13.00% | 11.54% |
| 8 | CLEVELAND POLICE ★ 5.0 · 6 reviews | 14.71% | 14.91% |
| 9 | FAITH COMMUNITY UNITED ★ 3.7 · 81 reviews | 17.00% | 13.99% |
| 10 | GREATER CLEVELAND COMMUNITY ★ 3.6 · 19 reviews | 17.99% | 17.99% |
If you have high-rate credit card balances, a personal loan from a Cleveland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.